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:root{--navy:#042c53;--navy-deep:#021b36;--navy-soft:#0c3d6e;--paper:#fbf9f4;--surface:#fff;--gold:#c9a227;--gold-soft:#e4c76a;--gold-wash:#c9a2271a;--ink:#0e2238;--muted:#5a6b7d;--line:#042c531f;--ok:#1e7a4c;--ok-soft:#e3f0e8;--flag:#b5562e;--flag-soft:#f3e2da;--font-display:"Fraunces Variable",Fraunces,Georgia,"Times New Roman",serif;--font-body:"DM Sans Variable","DM Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}*{box-sizing:border-box}body{background:var(--paper);color:var(--ink);font-family:var(--font-body);font-variant-numeric:tabular-nums;-webkit-font-smoothing:antialiased;margin:0;font-size:16px;line-height:1.6}.wrap{max-width:820px;margin:0 auto;padding:28px 22px 88px}h1,h2,h3{font-family:var(--font-display);color:var(--navy);font-weight:600}h1{letter-spacing:-.015em;margin:0 0 16px;font-size:clamp(30px,5vw,44px);line-height:1.14}h2{letter-spacing:-.01em;margin:46px 0 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#042c531f}.scroll{border:1px solid var(--line);background:var(--surface);border-radius:14px;margin:0 0 22px;overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:15px}th,td{text-align:left;border-bottom:1px solid var(--line);padding:11px 14px}tr:last-child td{border-bottom:0}th{text-transform:uppercase;letter-spacing:.06em;color:var(--navy);background:#042c5308;font-size:12px;font-weight:700}ul{padding-left:22px}li{color:var(--ink);opacity:.86;margin:0 0 9px}li::marker{color:var(--gold)}footer{border-top:1px solid var(--line);color:var(--muted);margin-top:60px;padding-top:22px;font-size:14px}footer p{color:var(--muted);opacity:1}form.card{padding:24px}form.card label{color:var(--navy);margin:18px 0 7px;font-size:15px;font-weight:600;display:block}form.card input,form.card select{border:1px solid var(--line);background:var(--paper);width:100%;color:var(--ink);border-radius:10px;min-height:46px;padding:13px 15px;font-family:inherit;font-size:16px;transition:all .18s}form.card input:focus,form.card select:focus{border-color:var(--navy);background:var(--surface);outline:none;box-shadow:0 0 0 3px #042c5314}form.card select{appearance:none;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'><path d='M2 4l4 4 4-4' stroke='%235A6B7D' stroke-width='1.5' fill='none' stroke-linecap='round'/></svg>");background-position:right 14px center;background-repeat:no-repeat;padding-right:38px}form.card fieldset{border:1px solid var(--line);background:#042c5304;border-radius:12px;margin:22px 0 0;padding:14px 18px 18px}form.card legend{font-family:var(--font-display);color:var(--navy);padding:0 8px;font-size:17px;font-weight:600}form.card label.radio{color:var(--ink);margin:9px 0;font-weight:400;display:block}form.card label.radio input{width:auto;min-height:0;accent-color:var(--navy);margin-right:9px}form.card button{background:var(--gold);width:100%;color:var(--navy-deep);cursor:pointer;border:0;border-radius:10px;min-height:50px;margin-top:22px;padding:15px 20px;font-family:inherit;font-size:17px;font-weight:700;transition:transform .18s,background .18s}form.card button:hover:not(:disabled){background:var(--gold-soft);transform:translateY(-2px)}form.card button:disabled{opacity:.5;cursor:not-allowed;transform:none}@media (prefers-reduced-motion:reduce){form.card button:hover:not(:disabled){transform:none}}.warn{background:var(--flag-soft);color:var(--flag);border:1px solid var(--flag);border-radius:10px;margin:14px 0;padding:12px 15px;font-size:14.5px;line-height:1.55}.hint{color:var(--muted);margin:6px 0 0;font-size:13.5px;line-height:1.5}.phone-row{align-items:stretch;gap:9px;display:flex}.phone-row .phone-in{flex:auto;min-width:0}.cc-wrap{flex:none;position:relative}form.card button.cc-btn{border:1px solid var(--line);background:var(--paper);width:auto;min-height:46px;color:var(--ink);cursor:pointer;border-radius:10px;align-items:center;gap:9px;margin:0;padding:0 12px;font-family:inherit;font-size:16px;font-weight:500;transition:all .18s;display:flex}form.card button.cc-btn:hover{background:var(--surface);transform:none}form.card button.cc-btn:focus-visible{border-color:var(--navy);outline:none;box-shadow:0 0 0 3px #042c5314}.cc-caret{color:var(--muted);font-size:12px}.cc-flag{background-color:#e9e6df;background-position:50%;background-repeat:no-repeat;background-size:cover;border-radius:4px;flex:0 0 34px;width:34px;height:24px;display:inline-block;box-shadow:inset 0 0 0 1px #042c5338}.cc-list{z-index:60;background:var(--surface);border:1px solid var(--line);border-radius:14px;width:310px;max-width:78vw;max-height:330px;margin:0;padding:7px;list-style:none;position:absolute;top:calc(100% + 7px);left:0;overflow-y:auto;box-shadow:0 16px 40px #042c532e}.cc-opt{cursor:pointer;min-height:46px;color:var(--ink);opacity:1;border-radius:9px;align-items:center;gap:11px;margin:0;padding:7px 9px;display:flex}.cc-opt::marker{content:""}.cc-opt.is-active{background:var(--gold-wash)}.cc-opt:focus{box-shadow:inset 0 0 0 2px var(--navy);outline:none}.cc-name{flex:auto;font-size:15px}.cc-dial{color:var(--muted);font-variant-numeric:tabular-nums;font-size:15px}.acc-group{gap:14px;margin:0 0 26px;display:grid}details.acc{background:var(--paper);border:1px solid var(--line);border-radius:16px;transition:border-color .2s,box-shadow .2s;overflow:hidden}details.acc:hover{border-color:#c9a22773}details.acc[open]{background:var(--surface);box-shadow:0 8px 22px #042c5312}details.acc>summary{cursor:pointer;font-family:var(--font-body);color:var(--navy);padding:18px 48px 18px 22px;font-size:16.5px;font-weight:700;line-height:1.4;list-style:none;position:relative}details.acc>summary::-webkit-details-marker{display:none}details.acc>summary:after{content:"+";font-family:var(--font-display);color:var(--gold);font-size:21px;font-weight:400;line-height:1;position:absolute;top:50%;right:20px;transform:translateY(-50%)}details.acc[open]>summary:after{content:"−"}details.acc[open]>summary{border-bottom:1px solid var(--line)}details.acc>summary:hover{background:var(--gold-wash)}details.acc>summary:focus-visible{box-shadow:inset 0 0 0 2px var(--navy);outline:none}.acc-body{padding:18px 22px 6px}.acc-body p{color:var(--muted);opacity:1;margin:0 0 12px;font-size:14.5px;line-height:1.6}.acc-body p strong{color:var(--ink)}.acc-body cite{color:var(--muted);border-left:2px solid #c9a22780;margin:0 0 14px;padding-left:14px;font-size:12.5px;font-style:normal;line-height:1.5;display:block}.acc-body cite:last-child{margin-bottom:14px}.acc-body cite a{color:var(--muted)}@media print{.masthead,.button,footer{display:none!important}body{background:#fff}details.acc{break-inside:avoid;box-shadow:none}details.acc>summary:after{content:""}}